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Citi bank compare credit cards12/29/2023 ![]() ![]() After that, the variable APR will be 18.49% to 28.49%. There is a useful intro APR offer: a 0% intro APR on balance transfers for 15 months from the first transfer and on purchases from date of account opening. The card details on this page have not been reviewed or provided by the card issuer. While you have a variety of options for redeeming ThankYou points, beware that with the Citi Rewards+ Card, points are only worth half a cent each when redeemed for cash back - unless you link your rewards account with another eligible Citi card, such as the Citi® Double Cash Card * The information for the Citi® Double Cash Card has been collected independently by Blueprint. Earnings will be rounded up to the nearest 10 points on every purchase. The Citi Rewards+ Card earns 2 ThankYou points per $1 at supermarkets and gas stations for the first $6,000 spent per year and 1 ThankYou point per $1 on all other purchases, plus 5 ThankYou points per $1 on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ Portal through June 30, 2024. This one offers relatively low earning rates even in its bonus categories. But, while this approach may sound appealing, you can probably earn more points on your purchases with other rewards credit cards. ![]() As an example, a $28 purchase could earn you 30 ThankYou points. For every purchase you make, the card rounds your rewards up to the nearest 10 ThankYou points. The no-annual-fee Citi Rewards+ Card stands out for its round-up feature. Recommended credit score: Good to excellent.Does the issuer offer a preapproval tool? No.Other perks and benefits: Rounds up to nearest 10 points on every purchase 10% points back on up to the first 100,000 ThankYou points you redeem each year access to Citi Entertainment.After that, the fee will be 5% of each transfer (minimum $5). An intro balance transfer fee of either 3% of each transfer or $5 in the first four months of account opening applies. APR: 0% intro APR on balance transfers for 15 months from the first transfer and on purchases from date of account opening.Rewards: 2 ThankYou points per $1 at supermarkets and gas stations for the first $6,000 spent per year and 1 ThankYou point per $1 on all other purchases, plus 5 ThankYou points per $1 on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ Portal through June 30, 2024.Welcome bonus: 25,000 points after spending $1,500 on purchases in the first three months of account opening.At least there’s a solid intro APR period for both purchases and balance transfers. This round-up feature, however, may not be enough to offset its relatively low earnings rate. boosts the number of ThankYou® points you can earn on purchases by rounding up to the nearest 10 ThankYou points. The Citi Rewards+® Card * The information for the Citi Rewards+® Card has been collected independently by Blueprint. ![]()
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